Everyone wants to become rich, but not many succeed, what is the secret of wealth? Just born initially in the family of an oligarch - we do not take into account. People, thanks to their knowledge, skills and work, eventually become richer, but how to come to this? How to think, what to think about, what does one strive for in order to be rich? As Kiyosaki's grandfather said, to be a millionaire, you have to think like a millionaire. Today we will try to answer the question of how the rich differ from the poor in terms of the way of thinking.

The poor man is always afraid to step out of his comfort zone - ALWAYS! He works at a low-paying job, lives in a city that he does not like, leads a miserable existence, but at the same time is afraid to change anything in own life, afraid of change, afraid of losing what little he has! Judge for yourself - a person can work all his life at a factory or in an office for 20,000 rubles, 40 years of work experience up to a meager pension, and again a miserable existence. Because he is afraid one day to take and quit, move to another city or engage in another more difficult and highly paid field of activity, he is not comfortable! To endure all his life and be content with little is his destiny! A rich person has no comfort zone at all! He is comfortable where he is, he is not afraid of change, if it didn’t work out, you tried, and since you tried, you will succeed someday!

Laziness

Another difference between the rich and the poor is that a poor person is often lazier.

He is too lazy to learn something new, to master specific professions or areas of activity, often to take up his appearance, his health, including physical he is just too lazy! Too lazy to improve their qualifications or aptitude, which after some time would help him move up the career ladder or count on a solid salary increase. A rich person, on the contrary, is always open to new things, always looking for options to improve his life, even if you have to sweat a lot! I also get too lazy to either do, even write this article. But you need to overpower yourself, make you think!

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Unloved job

A poor person does what he doesn’t like, but he has to do for his existence. The rich do what they like, they are professionals in this business, for them there is no word work - for them this is life, not only are they always happier than poor people, so almost always their field of activity brings a tangible income! Yes, it is not always possible to do what you love, but you need to strive for your personal freedom, take some steps.

Live for yourself

Set goals

A poor person does not look into the distance, does not set big goals. Most poor people live paycheck to paycheck to buy groceries, repay loans and work again, and so on. She dreams of going to Turkey or Sochi once a year. That's all life! A rich person looks far ahead, sets big goals - for example, in 10 years, triple his capital, not work at all, live all year round on the coast of Monaco, receiving passive income. But for this, today he must take action and think about how to achieve his goal!

Despair and pity

Often, poor people always blame the state, oligarchs, deputies, their boss for their troubles. They are always owed everything - a big salary, an apartment, subsidies, but in practice there is nothing like that. We have been living in a state that will not provide for us for 30 years! It's time to understand this! No one will make us happy and rich except ourselves! Rich people know this! Yes, it’s hard, but there is no way out, you need to adapt, spin, as they say, you don’t need to constantly feel sorry for yourself, you need to act !!

Planning

Poor people live beyond their means, rich people plan everything! Poor fellow citizens spend more than they earn or observe some kind of equality in the income-expenditure column. The rich keep a close eye on their finances, spending less than they earn! Elementary incorrect planning of the family budget leads the family to poverty! Only clear and organized planning of your budget will lead to wealth.

Who does not take risks does not drink champagne

Poor people do not risk money, for the rich, risk is the norm! Poor people are afraid of losing what they may have been saving for years, while rich people treat this as an instrument of their further financial freedom! There is not a single entrepreneur who would lose money. Experience is not only positive, but also negative. When I started investing, I also lost a lot at that time, because I still didn’t know how to invest correctly, I didn’t have a mentor. But I did not despair, money comes and goes, and among the millionaires there are many who took risks and there is not a single one who did not take risks!

Time is money

The poor man does not have enough time. Rich people have time to the minute! How often do we hear from ourselves and our friends - there is not enough time to do this or that. There is no time to do self-realization. Well, of course work, family, study. But for some reason, rich people find time for everything - yes, they can lie on the couch less, they may not go to the bar with friends on Fridays, but they will spend time usefully. Set priorities and plan everything in advance, then time will not be wasted!

Let's summarize the difference between the rich and the poor. Firstly, rich people plan everything in advance: this is both the time and the budget and the development plan. They set themselves high goals and go to them, despite the risks and difficulties. They live mainly for themselves, the opinions of others are not important to them. They do not spare themselves and others. To become a millionaire you need to think like a millionaire - remember and strive for this.

Thank you for your attention!

A truly successful and rich person would be more correct to call someone who received such a “title” not because of their marital status or the presence of any connections, but because of their own determination, perseverance and productivity. Most often, this is the main difference between a simple rich man and a person who independently achieved good financial results. However, if we make a comparison between the deservedly rich and poor people, we can find many interesting reasons related to the fact that each of them has a different social status.

Nowadays, absolutely all representatives of modern society strive to gain financial independence, that is, to become rich. But, unfortunately, only a few of them manage to realize their dream in reality. The reason for this may be a huge number of factors that prevent poor people from climbing out of poverty or even moving to more high level earnings. For example, many articles similar topic write that all rich and poor people have different personal qualities So some people get rich, others don't. But is it true? Let's take a look at the characteristics of each of the above types of people together and finally answer this question: "What is the difference between the rich and the poor?"

Qualities of the Poor

Time. One of the most valuable human resources is time, and as a rule, it becomes less and less every day. Poor people do not understand this, so they often put off their plans to improve their lives indefinitely, thinking, “I don’t have time for all this yet.” Ultimately, they fail to achieve their goal due to its constant delay, which can last for ages.

The ability to properly manage and manage money is an important skill that almost any poor person lacks. For example, having received a salary, they begin to celebrate a joyful event on the same day, spending an impressive part of the earned money on it. Then every 5-6 days they celebrate the end of the work week. And soon, due to senseless financial spending, they begin to take debts or, even worse, loans. As a result, the totality of such situations turns into an endless cycle of life: "earned - spent - borrowed." And that's it.

Thinking. Most poor people have serious problems not only financially but also spiritually. This is clearly seen in the moments when they start talking about their dream and life goals. Buying an expensive car, apartment, clothes, etc. is what many people who have a small income dream of. They do not want to think about something great, they do not want to set themselves grandiose goals. “Yes, and why is all this necessary? Buying a cool car is what I really want.”

Character. If a poor person starts doing something serious in order to increase his income, then he will immediately forget about this business if he does not get the desired result in the near future. Such behavior is closely related to the fact that the majority of poor people lack a strong character and understanding that in order to move to a new financial level, it is necessary to continuously strive to achieve the set task, not forgetting to make every effort to obtain the required result.

Environment. No matter how rude it may sound, but poor people most often communicate with their own kind, which can in no way be connected with the achievement of financial goals. Each of us is well aware of the proverb "Who you lead, from that you will get." So here it perfectly illustrates the influence of a poor environment on the worldview of an individual. In this way, constantly communicating with persons whose qualities we have already discussed, a person becomes part of this society and simply ceases to believe in better life and strive for it.

Qualities of the rich

Time. Rich people are well aware of the importance of the time given to them and try to use it as efficiently as possible. Many of them find time every week to plan their personal affairs for the coming days. This helps them prioritize the most important tasks that need to be completed in advance. certain deadlines. And even if a successful and wealthy person does not use time management, he can still easily distinguish a meaningless activity from a useful one. In situations like this, he tends to always favor the latter option.

For wealthy people, money is not just a piece of paper with which to buy something, but a valuable resource that is one of the main means to achieve goals and improve our world. And all financially wealthy people know that this resource tends to end. For this reason, they open enterprises, develop interesting projects and invest in them. Thus, they benefit the whole of modern society (for example, by creating new jobs) and thereby increase the size of their own capital.

Thinking. A rich person thinks much more than other people. He has clearly planned goals, after the implementation of which he sets himself new tasks. He understands that he can improve the world, and tries to do it in every way (for example, doing charity work or financially supporting young companies). He lives with the dream of contributing to the development of the whole world, leaving a significant mark in its history. Well, the most important thing in all this is that deservedly rich individuals thought in exactly the same way even in those times when they did not have any money at all.

Character. Rich people always strive to achieve the desired result, even if it takes a huge amount of time to achieve it. They have an inner core that does not allow them to be afraid of failure and give up difficult situations. This is simply not typical of them, because for them any failure is life experience, and a challenging business environment is a test that must be overcome with confidence. And if they fail to do it the first time, they will try again and again.

Environment. A rich person is surrounded by successful people who inspire him to do the right thing. However, these connections arose with him for a reason, but thanks to his constant acquaintances with wealthier people. This is another significant difference between a poor and a rich person: the first one notices only unfortunate and poor people around him, and therefore communicates only with them; the second understands that in every city there are many purposeful individuals, so he finds them and, as a result, gets to know them. Well, this acquaintance over time can develop into cooperation, and after that into a full-fledged friendship.

Conclusion

Whatever social status you currently have, always remember that money is not a goal, but only a means to achieve it. And if you have not yet managed to acquire a reliable source of good income, then do not despair, but rather pay attention to your own lifestyle: to your daily activities and everyday habits, to your environment and attitude towards other people. Get rid of the qualities that are characteristic of poor people and start acting, because life will not change for the better on its own, and you will not become rich if you sit back and envy successful individuals. So dream, set goals and be sure to achieve them.

Many people are trying to unravel the secret that allows people to become rich. Popular American business coach Steve Sebold believes that he finally succeeded. He believes that the whole difference between the rich and people living from paycheck to paycheck is in the way of thinking. The former do not suffer from excessive modesty, while the latter consider perfectionism a disadvantage.

“The average person is zombified by the thesis that rich people are either lucky or dishonest characters,” Siebold writes in his book How the Rich Think. “Wealthy people know that wealth, although it does not guarantee happiness, makes life much easier and more enjoyable.

For example, the poor see self-confidence as a disadvantage, while the rich see it as an advantage.

"The rich are distinguished by the fact that they always strive to make themselves personally happy, do not suffer from false modesty and do not pretend that they want to save the world," Siebold said.

In addition, the poor tend to work for money, and a rich person becomes, as a rule, doing what he loves. In addition, a person with a poor mentality usually sets a lower bar for expected income for himself, and a potential millionaire always aims for more.

The poor believe that in order to get rich, you need to do something special. The rich become so because they themselves are special: for example, they do not get hung up on receiving a systematic education, but strive to obtain the specific knowledge they need to achieve their goals.

The poor are survivalist, tend to save money, save to meet a budget, and deny themselves everything in order to buy something expensive. The rich, in turn, aims to earn more and more, not shrink.

According to Steve Sebold, if we can "inculcate" the mindset of rich people, then we get a real chance to achieve wealth. True, the fact that many people only dream of wealth without doing anything to obtain it is discounted, and they are more comfortable receiving a stable, but low income than embarking on various adventures.

Another difference between the poor and the rich, oddly enough, is the fact that the rich, on average, have fewer children than the poor. This was noticed by Anna Goodman and her colleagues from the London School of Hygiene and Tropical Medicine. It would seem that the better the conditions of life, the more abundant it is, the more offspring individuals should have. In any case, this is the case in the animal kingdom.

A group led by Goodman turned to the Uppsala Birth Cohort project, whose authors followed the fate of 14,000 Swedish people who were born from 1915 to 1929 in the Uppsala University Hospital, as well as their descendants.

British researchers analyzed life path project participants, their level of education and social status, income, as well as the number of children and grandchildren. Scientists proceeded from the fact that people have two reproductive strategies. The first, which ecologists conditionally call r-selection, implies the birth of a large number of children, while each child is given a minimum of attention by the parents. This strategy is often used in settings with high child mortality. The second strategy, K-selection, involves the birth of a small number of offspring, but at the same time, each child receives from parents maximum level care and attention. This makes him more prepared for adulthood and the struggle for resources and partners, which contributes to an increase in the birth rate in subsequent generations.

Now, according to scientists, in society there is a transition from r-selection to K-selection. On average, each new generation receives a higher social status, education and financial position than the previous one. However, the birth rate for some reason does not increase. Wealthy people with high status do not aspire to have many children at all. It is possible that K-selection was justified in the past, in the process of evolution, but it is completely unacceptable in modern conditions, say the researchers. At modern man a different psychology, let's remember at least "child-free" who do not want to have offspring at all ... Rich people, perhaps, tend to raise more "quality" and competitive offspring, and not increase their number.

Wealth is not only money. Rather, wealth is a state of mind plus money as the wealth factor itself. Rich people differ from poor people primarily in their view of themselves and the world that surrounds them. To understand this, you need to compare yourself, your feelings, your worldview with how millionaires feel the same way.

Anyone can become a rich person, absolutely anyone! No matter how a person feels, in what state he is, by changing his attitude towards himself and the world, directing his energy in the right direction, he will certainly reach financial heights. On the way to your millions, it is worth remembering that to be a rich person means to engage in those activities that lead to enrichment, to an increase in personal wealth.

Read the five principles of wealth and compare with your perception of life. Perhaps you will understand what is preventing you from becoming a rich person, where lies the secret that you have been looking for for a long time.

First principle: Feeling yourself

God created us all and endowed us with the qualities inherent in himself. A rich person cannot ignore this. He feels like a great, divine creature, in a good sense of the word. He feels like a person, an individual, the only one, not like anyone else on earth. This initial attitude also allows you to treat other people as individuals with their own views, judgments, desires.
A rich person perceives his life (the life of a person as a whole) as a great gift and dreams of using this gift for his own personal purposes. No one, in his opinion, can influence a person, his choice, his desires, aspirations, dreams (naturally, within the framework of the law and decency). His own Self, his desires and dreams, his life belong only to him. And only he disposes of them at his own discretion.
No one has the right to force us to choose a path in life. Any person has the right to take a step in that direction, to embark on the path that beckons him - let it be business and wealth or art and science. Everyone has the opportunity to choose their own path!

How do you personally feel about yourself, how do you perceive yourself? Do you treat your life as a precious gift that should be spent in the way that only you want? Do you feel that wealth is what really attracts you?

Second Principle: Work and Self-Realization

For a rich person, one of the main goals is to be realized in the direction that attracts him most. Whether it's business, creativity, investment, management. A rich person will never do something that does not lead to a cherished goal, he will not work at a loss, he will not do boring stupid work, he will not implement a deliberately losing, hopeless project. He will choose the activity that he thinks will make him even richer in the least amount of time.
If a millionaire dreams of money, he will do what will lead him to money. If he dreams of political glory, he will do what will allow him to become a famous politician. What is the point of doing something that you don't like, that doesn't lead to the desired results? - so the millionaire thinks and does it his own way.
For a rich person, as a rule, there is no such thing as a job. He does not divide life into the time of work and after it. For him, all life is one whole, the passage of time, and everything revolves around this. A millionaire can work day, night, anytime and anywhere he wants. And he does business or invests, because this is part of his life and this is what leads him to his goals, allows him to fulfill his dreams.
Up to a certain point, a rich person is not interested in the process, the result is important for him - money, capital, fortune. He can do anything, carry out any transactions. And only when he has formed sufficient capital, which will reproduce the money himself, the millionaire can think about the work itself. Often millionaires dedicate free time interesting, bright, ambitious projects, because they are sure that their capital is already working without their participation.

How do you feel about your work? What does she mean to you? Routine, boredom, hassle? Can your work make your dreams come true?

Third principle: Personal time

A millionaire spends his time only on what he likes. He likes to run his company - he does it. He likes to invest – please, he is obsessed with it! A rich person likes to relax, spend time comfortably. He will not waste precious minutes on empty things that bring nothing to his life. He will not do work, from the results of which he will receive only a small part. Why waste your time on something that won't make you rich and successful? - important question for those who aspire to big money.
That is why almost all millionaires are businessmen or investors. They spend their time on their own enrichment, on making themselves rich, on their success, their prosperity. They are not ready to dedicate their lives to making their boss rich. They themselves want to be the boss so that others can work and make them richer.
A rich man values ​​his time. He knows that any free minute can be used to achieve the goal. That's why millionaires are so busy - every day they make their business more successful, and more fortune. The main thing is to value your time and use it to realize your potential, each time getting closer to your goals.

Look at your boss. He has changed more than one car. Perhaps he bought a country house, or a new apartment. Know that you made him rich! You are working to make it rich and prosperous. If you dream of becoming a rich person, then the path of working for a boss is not for you, it will not lead you to wealth.

Fourth Principle: Faith in Success

It is difficult to imagine a millionaire who does not believe in his own success. Belief in yourself, in your potential, in your strength is perhaps the most important thing in the life of every person. Many do not pay attention to this, relying on mythical karmas or fate. The millionaire makes his own destiny. His life becomes what he wants to see it, because he is confident in the possibilities of his mind, in his internal forces, confident in himself.
A rich person always thinks about personal success. His thoughts are occupied with how the new project will look like, how much richer it will become, what horizons will open up for it. A millionaire does not waste time thinking about failures and problems - having drawn conclusions, he moves forward, thinks about new victories. Faith in success is unshakable, and it's hard to believe ... success very often comes to millionaires. It comes almost every time, while those who think about negative things, failures, as a rule, continue to endure them.
Why are millionaires always so cheerful, easy to communicate, open? They are always in a great mood. Of course, everyone has dark stripes, but this is not a reason to be sad. A positive attitude, the desire to win, the desire to become even richer and more successful allow you to feel in a great mood. And this is half the success - because confidence, charm and a big smile attract money, success, new people and new opportunities.

Think about how often you smile and sincerely rejoice at your successes? Are you confident in yourself no matter what? Do you know for sure that in any case you will achieve everything that you dream of?

Fifth Principle: The Essence of Money

For a millionaire, money is a tool. With the help of it, a businessman, investor, creative genius can realize the most daring dreams, which, turning into a finished product, begin to convert new money. A millionaire is made rich not only by direct income, but also by passive income, one to which he makes a minimum of effort. Imagine a rich person who has invested $100,000 each year in investment vehicles, businesses, or real estate for ten consecutive years. In ten years, he was able to at least quadruple the million invested, and today investment income annually generates $ 1,000,000 in passive income. Devoting these investments several days a month, a rich person becomes even richer, and eventually the flow of money will become so large that already passive income begins to bring new income, and the new one turns into even more money.
The rich, despite their apparent extravagance, save money. This is one of the fundamental factors that make them richer. Do you think a $200,000 car is a dubious investment? What do you say to the fact that at the same time, the millionaire who bought such a car invested ten million in commercial real estate or mutual funds? While he enjoys life driving a luxury car, the money invested in a year will pay off all his expenses, and will bring ten times more than he can spend. Any millionaire saves and invests part of the money earned in various investment and business products. Everyone who wants to get rich should save at least 10% of their income. It may not make you rich at first, but in the future you will have a wonderful habit and a little capital to invest in a successful project.
Millionaires feel the volume, the mass of money. If a person thinks $100,000 is a lot of money, then how can he get rich? After all, this is the price of a small house. One hundred thousand will remain a dream for him. For a rich person, money has a different dimension, it does not have consumer qualities, such as the fact that for this amount you can buy a new sofa, and for this new chair. Their measurement is the profit that the invested amount can bring. If a person is a millionaire, then the order of the amounts that he is interested in starts with six zeros. At the same time, he can live more modestly, because the main thing is not how much he spends on himself, but what is the dynamics of increasing his capital. Money is an important part of our lives and the opportunities it provides should not be underestimated or neglected. Money is capable of generating new money if it is treated not as a means of waste, but as a means to an end.

What amount is the ultimate dream for you? Will you be rich with that amount? How will you manage it? Spend on things and entertainment? Or invest in investments that will ultimately allow you to have both money and things.

Everyone can add new principles to this list - the main thing is that you need to be a millionaire in your head. From the heart, the mind comes that power that makes a person rich. Knowledge, experience, success will come in the future, at the very beginning you need to choose the path of enrichment and go to it without turning off the road.
Many among us are afraid of money, shunned or ashamed of it. There is a worm of doubt in everyone: “Isn't it bad to have a lot of money? How will others think of us? They say it's not decent, defiant. Consider how important these stamps are to you. Such exclamations can be heard from aged losers who gave their youth, their lives to make their bosses millionaires and now they need an internal justification to heartache and disappointment were not so strong.
Remember, only you have the right to choose your path! Becoming a millionaire is one worthy path worth spending your time on! If you really dream of big money, go for it. It is not work that is important for you, but the result - money, your capital. Start from this. Do what will bring you a lot of money, not work that enriches your bosses. Believe in yourself! Success will come to you!

What is the difference between rich people and poor people? Why does someone manage not only to acquire and maintain a fortune, but also to increase it significantly? Why someone, working day and night, does not even live up to the next paycheck. A poor person constantly lives "in debt", and this seems to him already normal and ordinary. And no matter how hard he tries, he doesn’t succeed in any way, and just start living, and not survive.

In this article, we will try to figure out:

• what distinguishes a rich person from a poor one;
• why the rich get richer and the poor never get out of the rat race;
• what you need to do to change your life and improve it.

The main and main differences between a rich person and a poor

Most consider them as such only because they were either born in the “golden shirt”, or they are simply lucky. If you look closely and think carefully, you will notice that a rich person is very different from a poor one. Specifically what, we will understand below and in more detail.

First difference. Attitudes and thinking

A poor person has attitudes and a train of thought that are completely different from. They believe that:

• money is hard to earn, and for this you need to make incredible efforts;
• money is evil, they will not bring happiness, they only cause problems;
• money can only be earned dishonestly;
• be honest with the poor, only bad people become rich;
• money spoils a person;
• the rich are all thieves and corrupt officials, etc.

The rich, on the other hand, love money and believe that they deserve to be rich. They try to make their lives better and do not consider it shameful. Poverty is considered the source of evil, all problems and troubles. Money simply shows what a person really is, and it is quite possible to earn it in an honest way.

The bottom line is that a rich person in relation to money has one positive and correct attitude in his head. And the poor person has a continuous negative train of thought and reflection. Therefore, the rich are getting richer and richer, and the poor can not even improve the quality of their lives.

For a rich person, money is not the goal. For them, this is just a tool with which they get what they want. In money, they are not looking for a source of happiness, with the help of them they just want to get material well-being.

For a poor person, money is the ultimate goal. Therefore, in most cases, they do not have time to use the accumulated "good".

Second difference. A responsibility

A poor person is constantly relying on someone: relatives, friends, government, employer, etc., shifting the responsibility for their own financial well-being to other people. If something goes wrong, then they just immediately have a bunch of people to blame (government, state, work, etc.).

The rich and wealthy rely only on themselves. They fully take responsibility for their own And, certainly, they do not look for the guilty in their troubles.

Operate on the principle: The guilty one solves the problem and fixes the error.

If someone is to blame, then the problem must be solved by this someone. If you yourself are to blame, then you decide and correct it yourself. It is easier and faster to do something yourself than to wait for others to do what you need.

Third difference. Continuous self-development and self-learning

A rich person knows exactly what he needs in life, and what he needs to do for this. He is constantly busy with his self-development and raising his level. They do not spend their time sitting in front of the TV, they are engaged only in those things that can bring their “fruits” in the future.

A poor person is busy only with unloved work from call to call and spending free time in front of the TV, playing on the computer, hanging out in social networks, having fun and going to parties. They do not have a clearly set goal for themselves, and there is absolutely no desire for something bigger and better.

“You can and should learn even from the example of competitors. People tend to brag about their accomplishments and quite often say things that you might not think of yourself.”

Oleg Boyko

Fourth difference. Fear and fear of taking risks

A poor person is simply pathologically afraid of everything and for nothing in the world, in order to somehow change his life for the better, he will not take risks. He is afraid that he will be judged, misunderstood, they will think something wrong, that he will not be able to cope with his work, opening a business, etc. And most of all, he is afraid of losing at least a small amount of his money.

Poor people are so afraid to leave their "comfort zone", to take risks and change at least something in their lives, that until the end of their days they remain poor losers. For them, taking a risk means losing, and losing is simply unacceptable for them. They are so afraid of failure that they do not even begin to act and change their lives.

A rich person is not afraid of losing, failing, making mistakes, or taking risks (even with their own money). For them, mistakes, losses, failures are just another chance to start getting rich again from scratch, but more wisely.

"Only those who make absurd attempts can achieve the impossible"

Albert Einstein

Rich people are willing to take risks and are not afraid to lose. For them, the right decision is the result of experience, and experience is the result of wrong decisions. They know very well that the only way to winning quick success is doubling the number of failures. Successful people tend to view problems as something transient, while unsuccessful people see even the smallest problems as endless tribulations.

To achieve his goal and to get a faster result, a rich person distributes the performance of the necessary work. This frees up time for more important things. When, like, a poor person is terribly afraid to entrust at least something to someone and lives by the principle: "If you want everything to be done well, do it yourself." Thus, increasing the time to achieve results and your dreams.

Fifth difference. Personal finance management

A poor person often does not even know the concept of "". And, if you know, then they manage their funds absolutely illiterately. Their expenses far exceed their income. To get what they want, they turn their lives into a lifelong rat race. It has become so natural to live in debt to a poor person that they simply do not know how to do otherwise and have no idea how. They live according to the principle: "I wanted - I went to the bank - to relatives, friends) - I took a loan (loan) - I bought it", because of which it becomes almost impossible to get out of the "debt hole".

Even if, by some lucky chance or a lucky coincidence, a poor person becomes the owner of a huge amount of money (lottery, inheritance, etc.), then soon he will return to his usual poor environment. And all because his financial literacy is very lame and he does not know how to handle money.

If everything that he has is taken away from a rich person, sent to be homeless, then soon he will return to his former comfortable standard of living. And all because ofthey know perfectly well how to competently and effectively manage their finances, they spend much less than they earn. They know not only how, but also how to cut costs. They can perfectly account for every ruble they spend, which has a designated purpose, does not lie still, but works.

A rich person will never go into debt to get the luxury they want. He can afford only such debt, which will be paid at the expense of not his own funds, and which can bring good income in the future.

Sixth distinction. Lifestyle and habits

The lifestyle and habits of a rich person are completely different from how a poor person lives.

Rich people:

1. Lead healthy lifestyle life. They know that without health, energy and strength, not a single person will be able to get rich.
2. Wealthy people are generous and donate to charity. They are certain that more people gives and donates, the more he will return and be lucky in the future.
3. They have a goal and stubbornly move towards it. They perfectly understand that the road opens under the feet of the walking one. And, even if a person chooses the right path, he will definitely be crushed if he just sits and waits.
4. They constantly make plans for the day, week, month, year, and even for life. Planning for them is a kind of compass, a guide that shows why, where and in what direction it is necessary to move in order to achieve their own goals.
5. They prefer to work for themselves and receive income in proportion to the efforts invested. We are sure that whoever works in a hired job has no time to earn money.
6. Constantly self-develop. They know that the most profitable investment is an investment in yourself.
7. Make good use of your time. They spend every minute for the benefit of the cause and to receive returns in the future.
8. Hardworking and do not accept laziness. They perfectly understand that any result requires effort. Nothing falls from the sky. Moreover, money.
9. Correctly choose the circle of communication. Connect with the people you would like to become. They believe that if you read the same as the rich, think, then you will begin to think like the rich. If you think like a rich man, then you yourself will become one.
10. Correctly prioritize. First, the most important and urgent things are done, then the important and not urgent, then the less important and urgent, and only after that, the unimportant and not urgent. The ability to prioritize correctly allows them to most quickly achieve a positive result and get rich in a shorter time.

Seventh distinction. Investment

For a poor person, the very word "" inspires fear and horror. For them, the thought of losing at least a penny is simply unacceptable. The maximum that they can afford is a bank deposit, which, if it covers the inflation rate, is already good.

A rich person is not afraid to risk his funds and, in the event of an unfavorable outcome of events, is capable of losing them. They regard such losses as an experience that can bring them huge profits in the future.

How to change your life for the better. Instead of a conclusion

Now you know how rich people differ from poor people, and you can already guess how to change your life for the better. All changes in your life are better to start with a change in yourself.

Start by reassessing your values, tangible and intangible. Determine what is good for you and what is bad, and decide whether you need to become rich, or you are already good. If you decide that you want to be a successful person, then take courage and start changing your life on your own.

The above are the main differences between a rich person and a poor person, you can start changing from them. Slowly, gradually, in order, step by step, to success and wealth. Remember:

“The road opens under the steps of the walking one…”

"It is impossible to find yourself - you can only create yourself."

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