What's wrong?

The Ministry of Justice proposed to amend the Civil Procedure, Family Codes and the law on enforcement proceedings. If they are accepted, the only residence will no longer be protected from foreclosure. Apartments, houses, land plots and shares in common property can be taken for debts, even if a family with children has nowhere else to live.

If the court decides to foreclose on the property, it will be sold. Proceeds from the sale will be used to pay off the debt, the enforcement fee and legal costs. So that debtors do not remain on the street, after the sale they will in any case receive money to buy housing at the minimum rate for all family members. That is, a family with two children will be able to buy some kind of housing, even if the apartment does not cover the amount of the debt.

They will take the apartment, 🏢 but they will not leave you without housing

The Ministry of Justice proposes to foreclose only on real estate that is 2 times larger than the standard norm in area and 2 times more expensive in price. That is, if the debtor does not pay a loan or alimony, but lives in luxury, his housing can be put up for sale in order to pay off debts. The difference will be returned.

If you have two adults, two children and an apartment in Moscow with an area of ​​70 sq. m, they cannot take her away for debts.

If your ex-husband lives in a small one-room apartment in Tula, he will not be able to oblige him to give this housing on account of alimony debt.

If you inherited a large, but old house, and it costs less than two norms in the region, it will also not be taken away for debts. Conditions for area and price must be met simultaneously.

And if we live with a mother-in-law, a brother and a great-aunt, are they entitled to a norm?

Family members are spouses, children and parents of the owner (Article 31 of the LC RF). Mother-in-law, brother, aunt and grandfather can also be recognized as family members, if it is in this capacity that you moved them into an apartment and registered them there. That is, they conduct a common household with you and do not pay you for eating.

The composition of the debtor's family members will be determined by the court. You can ask neighbors to confirm that relatives did not come to visit for the weekend, but have been living with you for a long time. If there is other evidence, provide it (Article 55 of the Code of Civil Procedure of the Russian Federation).

It turns out that he did not pay for the refrigerator - will they take the apartment?

The court will take into account the proportionality of the debt and the value of the property. Bailiffs will be denied a claim if the debt, including court costs, is less than 5% of the price of the apartment. It will not be possible to put up the only housing for sale if after the sale you are entitled to more than 50% of its value.

For example, you have a large apartment in the center of Moscow, live there with your wife and have not paid 50,000 rubles for a TV in installments. The bank cannot go to court with a demand to put your property up for auction and pay off the debt.

What if I have a small house but a lot of land?

The Ministry of Justice came up with a solution for such cases. The land will be divided by court order. You will be left with the minimum area that is needed to operate the house. The rest will be up for auction.

And what should I do now?

The law has not yet been adopted. But the Ministry of Justice justified the amendments by protecting the interests of minor children and creditors. Banks cannot collect money from debtors living in luxury apartments. Parents do not provide housing for children during a divorce or refuse to support them. Bailiffs do not have mechanisms for recovery. These are weighty arguments for deputies and the public.

If the law is adopted, it will enter into force 3 months after its official publication. Now you can prepare yourself to be fair.

Arrange in advance with the bank about debt restructuring. Set up a payment schedule and stick to it. Talk to the bailiff and start paying off the debt regularly.

If you have children, but they are registered with your mother-in-law, register them in your apartment so that the housing norms are considered for all family members.

If your grandmother constantly lives with you or you are caring for a disabled relative, you should register them. Collect evidence for the court that this is a family member, not a guest. The court will consider all the circumstances and may increase the norms of living space.

If the share in your apartment formally belongs to a person who has a lot of debts, register the property for yourself. If you have a share in your parents' apartment and a lot of debt, do not put someone else's property at risk - give a share to your parents.

Get your marriage right. If you do not live with your spouse and have a common apartment, dissolve the marriage and divide the property so as not to be responsible for his debts. If you have a civil marriage and the property is joint, put a stamp in your passport so that the court takes into account all family members when calculating the rate.

If you have a spacious apartment and a lot of debt, consider moving to a more modest apartment. And give the difference in price to the bank to pay off at least part of the debt. Now you have time to sell the apartment for a good price. Then the court can evaluate it cheaper.

First of all, creditors will apply for persistent non-payers. If you don't find yourself among them, you won't lose your apartment.

1883

On August 12, 1883, Mexican astronomer José Bonilla observed over 400 dark, fuzzy, unknown objects crossing while studying its corona. Unknown to him, these objects were fragments of a comet weighing more than a billion tons, which broke up and miraculously passed the Earth. A comet of this size once killed the dinosaurs.

Each fragment was from 50 meters to 4 kilometers in size and much more powerful. atomic bomb. According to various estimates, the fragments passed at a distance of 600 to 8000 kilometers from the Earth. This is very small in the cosmic sense. Each such fragment could lead to an explosion similar to that caused by the Tunguska meteorite. According to scientists, then life on Earth would definitely come to an end.

Tunguska meteorite

1908

The Tunguska event was caused by the impact of a small asteroid or comet that disintegrated near the Earth's surface in 1908. The air blast that happened then toppled over 2,000 square kilometers of dense forest in Russia.

Luckily no one was killed by the explosion as it happened in a sparsely populated area. The explosion was equivalent to the force of 1,000 bombs that fell on Hiroshima and killed 160,000 people. An eyewitness who was 65 kilometers from the event described it this way: "The sky split in two, and above the forest there was a high and wide fire."

coronal mass ejection

year 2012

As we all know, the world did not end in 2012, contrary to the predictions of the Mayans. But he was closer than you think. An incredibly powerful outburst of the Sun's plasma occurred in July of that year, gliding to the spot in Earth's orbit where the planet had been nine days earlier.

If this solar mass hit the Earth itself, the damage to electronic equipment would be catastrophic. It would cause trillions of dollars in damage and recovery would take a dozen years. In an age where we are so dependent on technology, such an event would be terrible.

4581 asclepius

1989

4581 Asclepius is the name of an asteroid that passed 645,000 kilometers from Earth in March 1989. Pretty far, right? Well, the end of the world is almost here because 4581 Asclepius passed through the exact position of the Earth six hours earlier.

If an asteroid had hit, the explosion would have been equivalent to a 600 megaton thermonuclear explosion. For comparison: the most powerful nuclear bomb was 50 megatons. The mushroom cloud that could result from such an explosion would be 7 times higher than Mount Everest.

False alarm

1983

In September 1983, the Soviet nuclear early warning system reported that the United States had launched many intercontinental ballistic missiles towards the USSR.

While the alarm was ringing, the computer systems reported five missiles en route. Stanislav Petrov, on duty at the base, stated that the warnings were false alarms and did not follow orders. He stated that if there had been an attack, not five rockets would have been fired, but hundreds.

Fortunately, he turned out to be right. That evening, Petrov did not allow a retaliatory strike by the Soviet troops, perhaps saving humanity by this. The false alarm was attributed to a rare effect of sunlight on high-altitude clouds.

Submarine B-59

At the height of the Cuban Missile Crisis, a lone Soviet submarine glided silently across the ocean. It was soon found by US Navy warships, which proceeded to drop small depth charges. This was the signal to bring the B-59 to the surface for identification, but the Russian crew did not know about it.

Unknown to the Americans, the B-59 was armed with a single nuclear torpedo with a destructive power equal to that of the atomic bomb in Hiroshima. The submarine was hit by small explosions to the left and right, and the temperature inside rose to 38 degrees Celsius.

Not wanting to go to the surface, but confident that they were under attack, the submarine commanders argued over whether to launch a torpedo. Three votes were needed, and only one separated the world from nuclear war. Lieutenant Colonel Vasily Arkhipov convinced the captain that they were not being attacked and that they needed to go to the surface. Back then, nuclear war was much closer than many people thought.

B-52 crash at Goldsboro

1961

In January 1961, a B-52 bomber loaded with two nuclear bombs Mark 39 broke up in mid-air and dropped its 8-megaton payload at Goldsboro in North Carolina. At the time of the crash, the American government denied that any of the bombs dropped could have detonated. But declassified information that came out in 2013 showed that one of the bombs was very close to detonating.

Nuclear safety watcher Parker Jones reported that "one simple dynamo technology, a low voltage switch, has come between the US and a big catastrophe." Each bomb was 250 times more powerful than the one dropped on Hiroshima. If the wind had blown in the right direction, deadly radioactive ash would have covered New York.

The moon almost killed us

In October 1960, early warning radar bases in Greenland began sending out frantic signals that the US was under attack. As the military began to stir, the details of the large-scale attack were revealed.

The North American Aerospace Defense Command (NORAD) is on full alert. Then someone asked: "Why Soviet Union attack when its leader is in the US for negotiations? As a result, the messages were rechecked and it turned out that the rising moon was taken as a threat to national security countries.

The tests were taken as a real threat

In 1979, the programmers at NORAD almost started the Third world war when they launched the traditional simulation of the USSR attack. Unfortunately for them, the computer systems on which the tests were conducted were connected to the NORAD network and sent live data from the fake attack to defense systems throughout the country.

jet fighters lifted into the air, people began to say goodbye to their loved ones, and horror reigned among the military. Imagine the sigh of relief when the news broke that it was all a big prank.

Cuban Missile Crisis

1962

Around midnight in October 1962, the Cuban Missile Crisis was at its height. Nuclear bombers were constantly in the air, and the whole world held its breath and prayed for a peaceful end to the terrible test.

A security guard at Duluth Air Force Base spotted a mysterious figure attempting to climb over a fence. The guard fired several shots and set off an alarm that set off identical alarms in neighboring bases. But a very bad signal was heard at the Wolf Field airbase, which signaled the beginning of the Third World War.

The pilots were called and began to line up on the runway with their fighters and bombers with nuclear weapons. They were seconds away from taking off and delivering atomic destruction to Russian land. Then a truck rushed towards them. He frantically flashed his headlights, trying to inform the pilots about a false alarm.

Who was this dark figure who almost started the apocalyptic chain reaction? Soviet saboteur? No. It turned out that it was nothing more than a frightened bear.

What to do when a loved one leaves, the meaning of life is lost, when you are faced with violence or indifference? In such situations, it seems that the world is collapsing and no one is able to help. But there is a place in Chelyabinsk where you can turn to with any of these problems. Dozens of Chelyabinsk residents call the city crisis center every day, share their troubles and find support, and some even shelter.

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Soul and head of the "Crisis Center" Olga Babanova

If it's not safe at home

Domestic violence occurs in one in four families, but few women realize they have experienced it. They often endure not only beatings, but also psychological pressure, financial restrictions and do not know that these are also forms of violence.

Per last year 135 women asked for help from the specialists of the center with a request to provide asylum and underwent psychological counseling, 49 of them found temporary shelter for themselves and 70 children in a crisis apartment, were able to gather strength and change their lives. Here are just a few typical stories from the wards of the center.

Julia was born in Kazakhstan, where her parents live. After graduating from school, the girl went to enter a Chelyabinsk university, got married in our city and gave birth to a child. Over time, the husband began to drink more and beat his wife. Julia hid the bruises for several months.

“In the summer, I accidentally saw the telephone number of a crisis center on the Internet, wrote down their number and put it at my work. And it came in handy for me in November. I literally ran away from home - I called the center, got into a taxi and left. There are women who return to their husband again, I decided for myself that I would not return back!

Yulia has been in a crisis apartment for two months already, during this time she got a divorce, and now she needs to build a life on her own, especially since the term of stay is ending - a maximum of three months can be lived in an apartment.

As we speak, Julia constantly has tears in her eyes. Parents are far away, from relatives only the mother-in-law, who, fortunately, sided with the daughter-in-law in the conflict. Now Yulia has two tasks - to find herself a new home and arrange a child in a kindergarten. Crisis center specialists have already filed a petition with the Department of Education to expedite the receipt of a ticket.

Olga, unlike Yulia, did not get to the center herself, but was taken by the police in a terrible physical and psychological condition. She came to Chelyabinsk from the Samara region, lived with her common-law husband in a rented apartment, gave birth to a child. The husband began to beat the woman, then she called the police and tried to take the child away from her father. He flew into a rage and hit her hard in the face. Police officers took the woman with the baby to the emergency room, and then to the crisis center. It is clear that it is life-threatening for both of them to return home, and the center’s employees are now helping Olga draw up documents for receiving maternity capital to purchase housing in the future (she has another eldest son who lives with his grandmother in the Samara region).

Of the 49 women who applied to the center in 2014:
- 23 have returned to their husband or cohabitant, but are registered with the Department of Social Protection and are under constant supervision;
- 17 found support from relatives and friends;
- 9 became self-reliant and independent, found a job and bought a house.

The order of the crisis apartment

The specialists of the center are happy to help everyone who applies, but, unfortunately, this is not always possible. The most important limitation is territorial. The center was created specifically for residents of Chelyabinsk.

What do you need to get a place in a crisis apartment if you are from Chelyabinsk? An agreement is concluded with each ward for free accommodation, psychological and legal counseling for three months. For the contract, they will ask for a passport, policy, birth certificate of the child or children, a copy of the appeal to the police or a conclusion from the emergency room. Of course, leaving the house in an emergency, a woman may be left without documents. In this case, the specialists of the center contact the police, and the women they know go home to collect them and their belongings, accompanied by a policeman.

A woman receives a room for herself and her children, food and sanitary kits (various canned food, cereals, shampoos, soap, etc.). In general, residents have a fully equipped kitchen, shower, toilet, bath and washing machine. You need to maintain order on your own, like at home. Regardless of the previous status, everyone is washed, washed, and cleaned up on an equal footing. By the way, a woman with any education and any income can find herself in a difficult situation, no one is immune from such a disaster.

The apartment is truly safe, its address is not publicly available. You can go inside only through security, the apartment has an alarm button and there is a constant connection with the police. Of course, there have been several cases where husbands tracked down their wives and tried to take them home. But these are rare exceptions, when a woman herself can make a “mistake”, because not everyone is actually going to file for divorce, but secretly hopes that her husband will find them. For security reasons, each woman should be noted where she goes and when she will return. And in case of a delay, be sure to call and warn, otherwise the police will search for her. “We won’t leave the workplace until all of our moms are back home and we can’t be sure they are doing well,” she says. h head of the emergency department Tamara Churyumova .

A woman does not just live three months away from home, this time should be a very fruitful period for her to work on herself and change her life. The psychologist draws up an individual program social adaptation families. Psychological counseling is carried out both by the woman herself and by her children older than four years.

“Our task is not to hide fear, but to bring it out and deal with it. Many patients at first even shout at us, asking us not to get into the soul. But at the end of the class, everyone usually opens up and understands that we don’t want to condemn, but to help, ”says Deputy Director for Information and Analytical Work Natalya Dunyushkina .

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In a crisis apartment

In the course of intensive training sessions, psychologists help mothers understand how to get out of the state of the victim, how to trust others, how to take responsibility for themselves and their children. Work with children is carried out during art therapy, fairy tale therapy or sand therapy. “Children experience family conflicts very strongly and usually take the blame on themselves, as if they did something wrong. If you do not help them, suppressed emotions will result in neuroses, and in their future family, children will begin to repeat the bitter experience of their parents, ”continues Natalya Yuryevna.

After classes, women often change their life position. The main joy for a psychologist, if the ward comes to an understanding: you don’t need to rely on someone, you can do everything yourself. In this case, the center's specialists are confident that three months is enough to take important steps towards a new life.

Also valuable for the specialists of the center are cases when men agree to undergo counseling. In the classroom, they learn to hear, listen and negotiate, and not use their fists. To do this, you need a sincere desire to change your behavior, such husbands, of course, are few, but experts are fighting for them with all their might. In 2014, the crisis center accounted for five families who completed classes and restored harmony in relationships.

In addition to psychological assistance and shelter, women can receive legal advice at the crisis center regarding divorce and division of property. Here they will help with the transfer of a child from one school to another, with obtaining a ticket to Kindergarten. The issue of housing is also being discussed, together with the woman, the specialists of the center are looking for Possible Solution, often it is found. One orphan girl was helped to shorten the long queue for social housing and get an apartment in Miass, another orphan has now also applied for legal meters. Someone took out a mortgage, and there were even those who remarried and happily arranged their lives.

In the family

It seems that what else can be done for a person when he has already been warmed up, sheltered and given the opportunity to calmly and gradually, with universal support, solve his difficulties? But the crisis center goes even further. Specialists took on the difficult task of teaching women to be mothers and showing what it means to live in a family. It sounds amazing, but many do not know anything about it. What do many mothers do? They gave the baby a pacifier, put a diaper under his head - and everyone thinks that this is where their duties end, - shares Director of MBU SO "Crisis Center" Olga Babanova. - They do not know how and what to play with their child, they do not know how to read bedtime stories and have no idea about other elementary things. We teach our girls everything, even how to bake pies and cook porridge. We teach them responsible parenting!”

Master classes, excursions, trips to parks are constantly organized for the inhabitants of a crisis apartment, creative evenings are held when musicians, poets and artists come to visit. All holidays must be celebrated together. All this helps women understand that family life is interesting and exciting.

In addition, the center teaches mutual assistance. Girls do not close in their rooms, but actively communicate and become close friends, take turns watching the kids. It's simple: if today a woman refused to sit with other children, then tomorrow hardly anyone will agree to look after her child.

“I used to think that all well-being depends only on material security, but I realized that I was wrong when I became the director of the crisis center. Now I am sure that the most valuable thing is a living example, - says Olga Trofimovna. - The fight against violence is not only a problem of Chelyabinsk, but we have been successfully solving it since 2007 with the support of city leaders and deputies. There are few such centers in the country. There is a small apartment in Kurgan and Yekaterinburg, but I have not yet seen such a large one as in Chelyabinsk. Control social development The administration of Chelyabinsk came up with a proposal to the city leadership to develop a service that primarily provides psychological support to the population. Such support is definitely needed! The lessons that the child received in childhood, he then broadcasts to his family. So that problems do not multiply like seeds thrown into fertile soil, they must be eradicated at the very beginning.

It is worth noting that after the allotted three months, communication with the wards is not interrupted. The center's specialists accompany the girls after they leave the crisis apartment, regularly come home with visits and conduct consultations.

Help day and night

The doors of the crisis center are open for women who find themselves in a difficult life situation or who have experienced violence, 24 hours a day. To solve an acute situation at any time of the day, an emergency response service has been created at the crisis center. She is mobile and considers problems not only within her walls, but also travels to the city. The emergency psychological assistance team consists of a driver, a psychologist and Social worker. On the spot, they assess what happened and, if necessary, connect the police or doctors.

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In a crisis apartment (continued)

For example, not so long ago, a woman with a baby was in the emergency response service. They were found at the entrance to the Traktorozavodsky district without money and documents, brought to a warm place, where they could wash and wait out the night. The next day, specialists began an active search for relatives in Varna, found them and sent the family home.

Another story is even more amazing. A woman with a child from Tajikistan lived in a parking lot, she also had no documents. Specialists contacted the ambassador in Novosibirsk and again looked for relatives, but not in the region, but abroad, as a result, the woman was safely sent home.

From January 1, all psychological calls that come to the telephone of the Unified Duty Dispatch Service are transferred to the crisis center's hotline. So the brigade is always ready to go to those who are on the edge of the abyss.

Calls that save lives

Not all citizens need face-to-face counseling or temporary shelter; many more requests are received by phone. In this case, psychologists solve completely different tasks: from simple advice to getting out of a difficult psychological state.

What worries the people of Chelyabinsk, and with what requests do they call? Shared some recent examples with us helpline psychologist Svetlana Dokuchaeva:

“A young man calls, complains that “everything is bad”, thinks about suicide. We begin to find out what exactly is bad, because “everything is bad” cannot be. It turns out that he himself is quite healthy, there are living parents, his own housing. As a result of the conversation, it is possible to calm him down, set him up positively: “Think not about not living, but about living.”

A woman is calling, unmarried, with a child, quite successful professionally. In Chelyabinsk, she was not satisfied with the salary, and she was going to go to the North, she was offered a well-paid job there. She has already bought a train ticket, tomorrow she needs to leave with her son, but she is afraid of changes, that she will not be able to get settled in a new place, so she calls us. The main thing here is to cheer up, to restore faith in oneself, to give examples of how people from the village managed to move to the city, where they had nothing, but she has a base, and everything will definitely work out.

Or here's a call. The woman says that her sister's roommate is somewhere on the street in a drunken state, she is afraid and has no idea what to do. In this case, it is very important to get out of the state of fear and calm, and then discuss possible options.

The most important thing that unites all calls is that a person is “obsessed” with his problem, does not see it objectively, from the outside. Our task is to show other ways out of the situation.”

Any Chelyabinsk citizen can call the helpline and get a free consultation. If desired, you can continue the "work" during face-to-face consultations. There are two separate numbers for the emergency response service, which operates around the clock.

Most of the calls come to the children's helpline. Over the past year, 17,000 calls were received, of which 7,000 were pranks or silent calls, when children scout the situation, check where they called, and 10,000 were calls with requests. Most often, the younger generation is worried about parting with a loved one, lack of friends, unplanned pregnancy, misunderstanding of relatives. It happens that parents who want to improve their relationship with their children also call.

Whatever phone you turn to, be sure: here you will be listened to, understood and supported. Call!

In 2014, a call to the children's helpline developed into subsequent counseling of children and adolescents on such issues as:
54 - abuse in the family;
32 - abuse outside the family;
6 - sexual violence;
49 - suicide.

Municipal budgetary institution of social services
"Crisis Center" of the city of Chelyabinsk,
st. Soviet, 36;
tel.: 263-51-23, 735-02-19, 735-02-18;
emergency response phone: 735-51-53;
adult helpline: 735-51-61;
helpline for children, teenagers and their parents: 8-800-2-000-122 (anonymous, free of charge).

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There are many luxurious beaches in the world, promising a paradise vacation with all their appearance, but even there all sorts of dangers can lie in wait for us. For example, sharks, jellyfish, dangerous currents or even local people.

website found out which popular beaches are considered the most dangerous in the world, which, however, does not stop brave travelers.

Playa Zipolite, Mexico

You will be surprised, but this beautiful place is called the "beach of the dead", and all because of the huge waves and dangerous currents that have killed many people. In recent times, the number of accidents has dropped dramatically, as a large team of highly professional lifeguards is on duty on the beach.

Cape Tribulation, Queensland, Australia

Here, unlike most other regions of Australia, there are relatively few crocodiles, which is more than offset by a whole bunch of other dangerous creatures. Aggressive cassowaries, poisonous snakes, spiders and jellyfish, including the deadly "Portuguese man-of-war", are especially abundant here during the rainy season, which lasts from October to June.

Shenzhen, China

The beaches of Shenzhen are a popular holiday destination for both locals and tourists visiting China. Therefore, it is not surprising that on some days on the shore and in the water there is literally nowhere for an apple to fall. This is the main danger: a huge number of visitors gives rise to all sorts of incidents, and children are especially often affected.

New Smyrna Beach, Florida, USA

Despite the fact that the beach is considered one of the best in Florida, you need to visit it with great care. Sharks often appear here, who are not averse to having lunch as swimmers. Of the 112 shark attacks on humans recorded in 2007, 17 occurred here. New Smyrna Beach even entered the Guinness Book of Records as the "shark attack capital of the world." In addition to sharks, you should also be wary of bipedal robbers - those who like to profit from the contents of your pockets and bags.

Maho Beach, Saint Martin

Maho is very popular among photographers and thrill-seekers, because the airport is literally a few meters from the beach - they are separated only by narrow road and a fence. There are warning signs all around to not get too close to the runway, but neither the risk of plane crashes nor the discomfort of taking off and landing stops people from relaxing in this unusual place.

Heard Island in the Indian Ocean

Although the island belongs to Australia, it is far from being in the warmest part of the Indian Ocean. Only penguins will like to swim on such an icy beach, but nevertheless, extreme surfers who are not afraid of the prospect of suffering from hypothermia regularly visit the island.

Hanakapiai Beach, Hawaii, USA

Undoubtedly, this beach is one of the most beautiful in Hawaii. Unfortunately, it is located in a remote place where there is no rescue station, but there are rip currents that can carry a swimmer to the open sea.